CB CalBallot

Proposition 103

California Statewide • 1988 •  Initiative 

Passed

Result: 51.1% yes, 48.9% no

AI-generated plain-language summary

This measure established state regulation of property and casualty insurance rates, requiring prior approval for rate increases and allowing the Insurance Commissioner to reject excessive rates. It also made the Insurance Commissioner an elected rather than appointed position and provided for consumer refunds when rates were found to be excessive.

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